Every year, American seniors forfeit roughly $200 billion in
life insurance value — policies lapsed or surrendered after
decades of premiums, often because coverage became
unaffordable. That value belongs to them.
Nemi Capital exists on a simple conviction: a life insurance
policy is property, and its owner deserves its fair value —
not its abandonment.
Who we are
We are a specialist investment firm in the longevity space, purchasing life insurance policies through licensed channels
so that the value seniors built over a lifetime returns to them while they can use it.
~$200B
Life insurance value forfeited by
American seniors each year.
~85%
Of senior policies lapse or surrender
without ever paying a benefit.
1911
The year the U.S. Supreme Court
ruled a policy is transferable property.
